These Terms of Use (“Terms”) govern your access to and use of DebtFixNavigator (the “Site”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

1) Educational information only (no advice)

The Site provides general, educational information about debt relief, credit repair, and personal loans. We are not a law firm, lender, credit repair organization, or financial advisor. Nothing on the Site is financial, legal, tax, or credit advice, and no professional relationship is created by your use of the Site.

2) No guarantees

Outcomes vary by individual circumstances, lender policies, and state laws. We do not guarantee results, savings, approvals, rates, score increases, or any specific outcome.

3) Affiliate links and compensation

Some links on the Site may be affiliate links. If you click a link and take an action (such as submitting a form or purchasing a product), we may receive compensation. Compensation may affect how and where providers are presented, but it does not guarantee endorsement or recommendation. You should always compare options and read provider terms before proceeding.

4) Third-party websites

The Site may link to third-party sites we do not control. We are not responsible for their content, offers, privacy practices, or services. Your use of third-party sites is at your own risk.

5) User communications

If you contact us, you agree not to send sensitive personal information (such as Social Security numbers, bank details, or full account numbers). We may use your message to respond and improve the Site. See our Privacy Policy for details.

6) Intellectual property

All content on the Site (text, graphics, and design) is owned by or licensed to us and is protected by applicable laws. You may view, print, or share content for personal, non-commercial use only. You may not reproduce, republish, or distribute our content for commercial purposes without written permission.

7) Prohibited use

You agree not to:

  • misuse the Site or attempt to disrupt its operation,
  • scrape content at scale,
  • submit spam, malicious code, or fraudulent information,
  • use the Site in a way that violates laws or regulations.

8) Disclaimer of warranties

The Site is provided “as is” and “as available.” We make no warranties of any kind, express or implied, including accuracy, completeness, reliability, or fitness for a particular purpose.

9) Limitation of liability

To the fullest extent permitted by law, DebtFixNavigator and its owners, contributors, and partners are not liable for any damages arising from your use of the Site, including indirect, incidental, or consequential damages, lost profits, or loss of data.

10) Changes to these Terms

We may update these Terms at any time. Changes are effective when posted on this page. Your continued use of the Site after changes are posted constitutes acceptance.

11) Contact

If you have questions about these Terms, contact us at: [email protected]