This Privacy Policy explains how DebtFixNavigator (“we,” “us,” or “our”) collects, uses, and shares information when you visit debtfixnavigator.com (the “Site”).
1) Information we collect
Information you provide
- If you contact us (via form or email), we may collect your name, email address, and the message you send.
Information collected automatically
When you use the Site, we may automatically collect:
- IP address (often in a shortened/anonymized form when possible)
- Device and browser details
- Pages viewed, time on site, referral source, and basic usage data
2) How we use information
We use information to:
- respond to messages and support requests
- operate and improve the Site (performance, troubleshooting, analytics)
- prevent spam, fraud, and abuse
- measure content performance and affiliate link performance
3) Cookies and similar technologies
We may use cookies and similar technologies to:
- keep the site working properly
- understand how visitors use the Site (analytics)
- measure affiliate link activity
You can control cookies through your browser settings. Some site features may not work properly if you disable cookies.
4) Affiliate links and third-party providers
Some pages contain affiliate links. If you click an affiliate link and take an action, third parties may use cookies or tracking parameters to attribute that action.
We may use third-party service providers for:
- website hosting and security
- analytics
- email delivery/contact form handling
- affiliate tracking
These providers process information only as needed to provide their services.
5) How we share information
We do not sell your personal information in the traditional sense. We may share information:
- with service providers that help run the Site (hosting, security, analytics, email/contact forms)
- to comply with law, enforce our terms, or protect the Site from abuse
- in connection with a business transfer (e.g., sale/merge), where permitted by law
6) Data retention
We keep personal information only as long as needed to:
- respond to you
- maintain site security and prevent abuse
- meet legal, accounting, or operational requirements
7) Security
We use reasonable safeguards to protect information, but no system is 100% secure. Do not send sensitive personal information (e.g., Social Security numbers, bank details, or full account numbers) through the contact form.
8) Children’s privacy
The Site is not intended for children under 13, and we do not knowingly collect information from children.
9) Your choices and rights
Access / correction / deletion
You may request access to, correction of, or deletion of personal information we hold about you, subject to applicable law.
Opt-out of analytics
You can limit analytics by blocking cookies in your browser and/or using available opt-out tools provided by analytics vendors.
10) U.S. state privacy notice (California and similar laws)
Depending on your state of residence, you may have rights to:
- know what personal information is collected and how it’s used
- request deletion of personal information (subject to exceptions)
- opt out of certain “sharing” used for cross-context behavioral advertising (if applicable)
- not be discriminated against for exercising your rights
Do Not Sell or Share
We do not sell personal information for money. If our use of third-party cookies is considered “sharing” under certain state laws, you may limit it by adjusting cookie settings in your browser and using opt-out tools offered by those providers.
11) International visitors (EEA/UK)
If you are in the EEA/UK, you may have additional rights under GDPR, including the right to object to processing and to request data portability, subject to legal requirements.
12) Changes to this policy
We may update this Privacy Policy from time to time. Changes are effective when posted on this page.
13) Contact
If you have questions or requests regarding this Privacy Policy, contact us at: [email protected]