Editorial Policy

DebtFixNavigator publishes educational content about debt relief, credit repair, and personal loans. Our goal is to help readers understand how options work, what they cost, what risks exist, and when an option may (or may not) make sense.

1) Editorial independence

Our content is created independently. Compensation (including affiliate relationships) does not determine what we write or the conclusions we reach. We do not accept payment in exchange for guaranteed coverage or specific claims.

2) How we research and write

We strive to make content:

  • Accurate: based on reliable sources and current provider terms when available
  • Clear: step-by-step explanations and plain language
  • Practical: realistic tradeoffs, fees, and common pitfalls
  • Updated: reviewed and refreshed as information changes

3) Sources and references

We prioritize primary and authoritative sources when possible, including:

  • government agencies and official guidance
  • regulator and consumer protection resources
  • major credit bureaus and scoring model documentation
  • lender and program terms (rates, fees, eligibility, disclosures)

4) Reviews and comparisons

When we discuss providers, products, or programs, we consider:

  • total cost (APR, fees, repayment terms)
  • eligibility requirements
  • key risks and limitations
  • transparency of terms and disclosures
  • consumer complaint patterns and red flags (when available)

We may present multiple options to help readers compare tradeoffs. Any examples are illustrative and may not reflect your situation.

5) Corrections

If you find an error, please contact us. We review correction requests and update content when needed.

6) Affiliate relationships and advertising

Some links may be affiliate links, which means we may earn compensation if you take an action after clicking a link. This helps fund the Site. See our Affiliate Disclosure for details.

7) No advice

Content on DebtFixNavigator is for educational purposes only and is not financial or legal advice. For guidance specific to your situation, consult a qualified professional.

Contact

Questions about this policy? Contact us at: [email protected]